Having Trouble Making Your Payments?

MorEquity understands situations arise beyond your control. We sincerely want to work with you. We may be able to find a solution that will keep you in your home. We have experienced loan counselors who are anxious to discuss your options with you.

Here are some of the solutions that may be available to help you keep your home:

  • Repayment Plan

    This option will allow you to repay part of the delinquency each month along with your current monthly payments.

  • Loan Modification

    This is a restructuring of one or more of the terms of your loan that will allow you to make reasonable monthly payments without paying arrearages. This includes, in some cases, modifying the terms of your Adjustable Rate Mortgage (ARM) or Fixed Rate Mortgage.

Even if your situation prevents you from making further payments, you still have options available. Please contact one of our loan counselors so you can decide which option is best for you.

  • Short Sales

    In some instances, the market value has declined and selling your property for the full payoff amount may be difficult. In certain situations, we may accept less than the full payoff while still providing a satisfaction of the mortgage lien.

  • Deed in Lieu

    If selling your home is unsuccessful, we may be able to transfer the deed to MorEquity in return for satisfaction of the debt.

Any of these options may be available. Please contact our loan counselors at 1-800-628-9324 or fill out and submit the financial application in the link below. Our loan counselors will review your information and contact you to discuss your options. We look forward to helping you find a solution, so contact us today!

You may also contact the U.S. Department of Housing and Urban Development (HUD) toll free at (800) 569-4287 to obtain the contact information for HUD-approved counseling agencies in your area.

Financial Assistance Application