Having Problems Making Your Payment?

Call us at (877) 839-6284.

Let us help! Loss of job, divorce, illness or a death in the family is just some of life's events that can make it difficult to make your mortgage payment.


If you are experiencing a hardship and are unable to keep up with your payments, contact us.We will work with you to help resolve the situation.We have been successful in assisting others in similar circumstances.Possible options available are:


Repayment Plan allows you to repay part of the delinquent amount each month along with your current monthly payment.


Deferment of Payment(s) allows you to defer one or more payments when experiencing a temporary hardship.This option is especially helpful if you are able to pay your current obligations but are having problems catching up on past due amount.


Loan Modification involving changing one or more of the terms of your mortgage in order to get your payment to an affordable amount and prevent the loss of your home.


Short Sale when selling your home does not allow you to pay the full payoff balance.


Deed in Lieu of Foreclosure allows you to voluntary transfer the property to MorEquity when attempts to sell your home are unsuccessful.


Our loan counselors can help determine if your situation needs a short or long term solution. They can discuss the available options for each in greater detail.


Call us at (877) 839-6284.

Depending upon the option pursued some of the information needed may include financial information, description of hardship, income documentation, tax returns, and application for assistance.

 

Other Counseling Options:

You may be eligible for home ownership counseling provided by non-profit counseling organizations approved by the U.S. Department of Housing and Urban Development (HUD).You can obtain the names and phone numbers of these approved agencies by calling (800) 569-4287 (toll free).


In addition, other counseling services may be available to you from NeighborWorks. They provide a number of services to help homeowners.Call the homeownership hotline at (888) 995-HOPE (4673) for immediate assistance or go to www.95HOPE.org.


Consumer Advisory:

Please be aware of Mortgage Modification Scams and Foreclosure Rescue Scams. We sincerely appreciate your business and wish to assist you in resolving your delinquency. Contact us at (877) 839-6284 to discuss your options.

Beware of Foreclosure Rescue Scams. Help is free!

  • There is never a fee to get assistance or information about our payment assistance options or from a HUD-approved housing counselor.
    • For a HUD-approved counselor, visit: http://www.hud.gov/offices/hsg/sfh/hcc/fc/
  • Beware of any person or organization that asks you to pay a fee in exchange for housing counseling services or modification of a delinquent loan.
  • Beware of anyone who says they can "save" your home if you sign or transfer over the deed to your house. Do not sign over the deed to your property to any organization or individual unless you are working directly with your mortgage company to forgive your debt.
  • Never make your mortgage payments to anyone other than your mortgage company without their approval.